Send and receive money in your favorite messenger, create invoices on the fly and use your ZELF card for everyday purchases.

Messenger banking

Bank where you are

ZELF works seamlessly in Facebook Messenger, WhatsApp, Viber, Telegram, LINE and WeChat. Switch messengers anytime.
Coming soon to


Google Hangouts


Your voice is my command

Sometimes it's easier to say what you want than to look for the right buttons. ZELF is ready for voice control.
What's my balance?
Send to Alex request for $30 for sushi
Send $5 to Daniel
Show me my expenses for November
Ask Dad for $100
Google Assistant

we also support voice assistants

Apple Siri
Amazon Alexa
LINE Clova

Money requests for everything

Just say "create invoice" to generate an instant money request or work-related invoice payable by customer of any bank, not just ZELF
Invoice for an amount with an optional description

Send a link or show a QR code to the payee

Invoices can be paid by card of any bank

Get notified when payment is received

#transfers #business

Magically flexible QR code

Scan a code or show your personal QR code. Way faster than entering account number or even a phone number.
Invite your friends by showing your QR code

Receive transfers and send money with a few clicks

Pay for goods and services


Tap to pay

Add ZELF card to Apple Wallet, Google Pay or Samsung Pay and make purchases in one tap
Contactless payments available wherever you these symbols
Your card is always on your device

Secure purchases with fingerprint or FaceID


Enhanced security

Our optional app further increases your account security, and adds support of voice assistants and transfers by name
Set transfer amount limits

Confirm transfers by fingerprint or FaceID

Easily configure contactless payments

Scan QR codes and NFC tags